How Much Does Pet Insurance Cost
The average cost of pet insurance is roughly $62 per month for dogs and $32 per month for cats under the most common type of policy.
A pet insurance policy can help reimburse you for veterinary bills if your furry companion becomes ill. But it also adds another expense to your monthly budget. So how much does pet insurance cost, and can it actually save you money over time?
How much is pet insurance?
For accident and illness coverage, the average cost of pet insurance in the U.S. is about $749 per year for dogs (roughly $62 per month). For cats, the average is around $386 per year, or about $32 per month.
Accident-only policies are typically cheaper, averaging $193 per year for dogs (about $16 per month) and $110 per year for cats (about $9 per month). Keep in mind that accident-only plans don’t cover illnesses such as cancer, allergies, or kidney disease.
The price of your pet's insurance may be higher or lower than these averages, depending on factors like where you live and how old your pet is.
How much is pet insurance for dogs?
To get a better idea of how much you might pay to insure a dog, we’ve gathered sample pet insurance rates based on different locations, breeds, ages and insurers.
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